Roof Damage Claim Help

Roof damage claim denied or paid too low? Get a policyholder-side review.

Roof claims are often minimized, disputed, or split into partial repairs that do not solve the real damage. Charter Claims reviews the roof, related exterior and interior damage, and the insurance estimate to identify what may be missing.

  • Free Claim Review
  • Free Inspection
  • No upfront cost
  • No fee unless we are successful in getting you more money

Get a Free Claim Review

Tell us what happened. Charter Claims will review your information and follow up.

No upfront cost. No fee unless we are successful in getting you more money.

Who this page is for

Homeowners with roof damage, wind damage, hail damage, storm damage, interior leaks, denied roof claims, or low roof estimates.

When roof damage is undervalued, related interior repairs, mitigation, code items, and connected exterior components may also be left out. Charter Claims reviews the full repair scope before the policyholder accepts the carrier’s number.

  • The insurance payment is lower than your contractor’s repair estimate
  • The carrier denied or partially denied parts of the claim
  • The adjuster missed roof, exterior, interior, water, fire, smoke, or code-related damage
  • The claim is delayed, confusing, or stuck in repeated inspections
  • You want a policyholder-side review before accepting the insurance company’s answer

Prefer to talk? Call 888-503-5009.

Structural detail damage reviewed as part of an insurance claim

The roof estimate affects the whole claim.

When roof damage is undervalued, related interior repairs, mitigation, code items, and connected exterior components may also be left out. Charter Claims reviews the full repair scope before the policyholder accepts the carrier’s number.

The insurance company’s adjuster works for them. Charter Claims works for policyholders.

Claim help

What Charter Claims reviews

Every claim is different, but the goal is the same: find out whether the carrier’s answer reflects the real damage and the policyholder’s covered loss.

Wind and hail roof damage

We review the damage, estimate, documentation, and claim status to identify what the insurance company may have missed.

Storm-related leaks

We review the damage, estimate, documentation, and claim status to identify what the insurance company may have missed.

Interior ceiling and wall damage

We review the damage, estimate, documentation, and claim status to identify what the insurance company may have missed.

Code and matching issues

We review the damage, estimate, documentation, and claim status to identify what the insurance company may have missed.

Denied or partial roof claims

We review the damage, estimate, documentation, and claim status to identify what the insurance company may have missed.

Policyholder advocacy

You do not have to take the insurance company’s estimate as the final word.

Charter Claims can inspect the damage, review the estimate, prepare documentation, communicate with the insurance company, and help pursue additional money when the claim supports it.

Insurance Company Adjuster

  • Works for the carrier
  • Protects the insurance company’s process
  • May miss or undervalue damage

Charter Claims

  • Works for the policyholder
  • Reviews damage and estimates
  • Fights for a fair claim result

Service area

Claim help across Charter Claims’ priority service areas

Charter Claims helps policyholders in Florida, Mississippi, North Carolina, Texas, Georgia, New Mexico, California, Oregon, Washington, Alaska, and Colorado. Charter Claims is licensed and bonded where licensing is required. Colorado does not license public adjusters, but Charter Claims can handle claims there because adjuster licensing is not required. For California, Oregon, Washington, and Alaska, Charter Claims is licensed in and/or works through licensed partner coverage as appropriate.

Florida
Mississippi
North Carolina
Texas
Georgia
New Mexico
California
Oregon
Washington
Alaska
Colorado

More claim help

Related Charter Claims pages

Florida Public Adjuster

Get focused claim help and a free claim review from Charter Claims.

View page

Texas Public Adjuster

Get focused claim help and a free claim review from Charter Claims.

View page

Georgia Public Adjuster

Get focused claim help and a free claim review from Charter Claims.

View page

Before you accept the insurance company’s answer, get a free claim review.

Submit your claim information or call Charter Claims now.

Detailed Free Claim Review

Call 888-503-5009
Call 888-503-5009Free Review